Archives: Featured Company

Our interview with Chase Moore, of Trilogy Financial

Over recent months, I’ve had the pleasure of getting to know Chase Moore, a financial advisor with Trilogy Financial. Aside from having a penchant for fine cocktails, we both share a passion for road biking. But when I learned that he used to work in the construction industry in southern Colorado, I knew Chase had an interesting story to tell…

[Ryan] You have a background in construction, right? How did you find your way into the financial world?

[Chase] Yes, growing up, my Dad built custom timberframe and log homes in Southwestern Colorado and I was always running around job sites sweeping sawdust and learning from his example of how to work hard and to do the job right the first time. When I graduated from college and moved to Denver, the construction market was booming, and it was a great place to start my career as a project manager.

My entry into the financial world started when I became a client of Trilogy, the firm that I work for now. My wife and I didn’t have a lot of money left over at the end of the month, but we were motivated to get started early with a financial plan. Trilogy took our motivation seriously, and we got started with a debt repayment strategy and a meager savings plan. Over the course of 3 years, we saw progress in our savings and also became debt free!

Being a construction project manager in one of the hottest new housing markets in the country means two things; good money and loads of stress. The stress of the job was beginning to affect my personal life, and I knew that I needed to make a career change. Project management Is all about looking into the future and planning each step that is needed to accomplish a specific goal, ie: Knowing a solid foundation is needed before the walls can be built. I realized project management was very similar to being a financial planner and with my personal experience of having our lives changed by the financial planning at Trilogy, I wanted to be able to help with this important service for others. I reached out to my advisor and simply asked, “How do I become a financial planner like you?”

What is it about your work with Trilogy that you enjoy the most? 

The most enjoyable aspect of my work with Trilogy is the mentorship based internal structure that we have. Transitioning from a career in construction management and into financial planning, I began a 12-month training program before I ever earned the right to begin taking on my first clients. The 12-month process was full of internal training & skills tests, sitting in on senior advisor’s client meetings, case planning and preparing paperwork. It was a full immersion into financial planning with the collective help of senior advisors.

Once I earned the right to begin taking on my own clients, I continued to work on a team of advisors to ensure that it’s not just my knowledge that is making a financial plan, but it’s a wealth of knowledge working together to ensure that we’re doing our best work for our clients. Constantly being challenged to grow, having access to my team, and being mentored by senior advisors to do my best work has been life changing!

I think that a lot of guys know that they need to be saving more but aren’t sure where to start. On a real practical level, what are some of the big things that men should be doing to prepare for the future, say 10, and 20 years down the road? 

The key to getting started is to create the habit of saving, regardless of the amount. Most guys tend to think, “I’ll start saving once I get this bonus…” or “I’ll make sure to transfer a few hundred bucks to savings at the end of the month.” A few months later, the bonus check got spent on a weekend trip to the mountains, and the few hundred bucks ended up becoming a sushi dinner with friends.

I’m more impressed with someone who saves $50 a month consistently than someone who saves $500 sporadically because of the habit that they’ve created. It can be life changing. Once the habit is in place, when the eventual raises and bonuses come, it’s a natural progression to increase the monthly savings amount.

If you’re someone who already has the savings habit down, now it’s time to ask; “What’s the money for?” It’s great to be sitting on a pile of cash or a healthy investment account, but finding a purpose for the money will help guide your steps for the coming 10 or 20 years. Once you know what the money is for, it will then guide your investment choices, savings rate, and account characteristics to ensure that you’re being most efficient when saving toward your priorities.

What should people look for in a financial advisor? How can we find the person that’s right for us?

The first thing that you should look for in a financial advisor is whether they are a fiduciary or not. An advisor who is a fiduciary is legally obligated to act in their client’s best interests at all times. This is a crucial place to start when trying to find someone who is going to manage your hard earned dollars.

Once you’ve found your fiduciary, you need to establish the expectations of the relationship. Simple questions such as: “How often do we meet each year to review my accounts?”, or “What is your fee structure?” are all very important questions. It’s critically important to know what you’re getting into before you make your choice. At Trilogy Financial, I’ve made it a priority to be transparent and upfront with my clients about how we’re going to work together, what it costs, and exactly what to expect moving forward. By organizing all of my client’s assets into one, simple-to-use place, checking in with them on a quarterly basis, and consulting with them about non-investment concerns such as protection and estate planning, it’s my goal to provide the best planning relationship possible by putting my client’s interests first.

I would advise against making your choice of financial advisor based on the expected returns that they’re touting or if they have a magical product that will somehow solve your problem. Financial planning is about a long-term relationship that helps you make better financial decisions over time, not chasing returns or fancy products.

At the end of the day, it’s the long-term relationship with your advisor, not market performance or a fancy product, that will help you stay accountable to your goals and move closer toward your priorities.

Why is being well dressed in the financial planning industry important to you?

For me, dressing well communicates a sense of responsibility and that I take my job seriously. Wearing a suit that fits, a freshly pressed shirt and accessories that compliment my style all communicate that the work I do for clients is important and I take my role in their life seriously. As a financial planner, it’s important to make a good first impression, but more importantly, to be meticulous in the financial planning that I do for my clients and I want that planning to be reflected in how I am dressed.

chase moore trilogy financial

 

Advisory services provided by TrilogyCapital, Inc,. a Registered Investment Adviser. Separate advisory and securities services may be provided by National Planning Corporation (NPC), a SEC Registered Investment Adviser and broker-dealer. Member FINRA and SIPC. Certain registered representative with NPC are doing business under the name of Trilogy Financial. TrilogyCapital, Inc. and Trilogy Financial are affiliated by common ownership and are separate and unrelated to NPC. Please consult with your representative to confirm, on which company’s behalf services are being provided. The opinions voiced are for general information only. They are not intended to provide specific advice or recommendations for any individual and do not constitute an endorsement by NPC. To determine which investments may be appropriate for you, consult with your financial professional. Please remember that investment decisions should be based on an individual’s goals, time horizon, and tolerance for risk.

What you need to know about boutonnieres — Posies and Poms Floral Designs

Recently, I had an opportunity to work alongside one of Denver’s most talented floral designers, Genevieve Metzger of Posies and Poms Floral Designs. She operates the company alongside her sister, Jacqueline, and together they are making quite a name for themselves.

Admittedly, I know very little about flower arrangements. But when I saw the pieces that Genevieve put together at a recent styled shoot, including the boutonnier, I was blown away. Really, really, spectacular work.

I followed up with Genevieve to ask her some questions about boutonnieres, including what grooms need to know to look their best when wearing one.

[Ryan] I think that for many of us guys, we wear boutonnieres only twice in our lives: Once for the prom and once for our wedding. Obviously, we don’t know much about them, can you give us a little background? The history, the best times to wear one, etc?

[Genevieve] It is understandable that men might not know the purpose of a boutonniere since it is something usually done out of tradition rather than a sincere act from the heart. The history of the boutonniere is actually quite interesting! The boutonniere’s creation dates to the 16th century. Boutonniere is the French word for “buttonhole.” Initially, the sole purpose of wearing the boutonniere was to ward off bad luck or evil. The boutonniere was the equivalent of the bridal bouquet, having the same significance and purpose of protecting the bride and groom against odors and diseases.

posies and poms floral

Image credit: Jenna Nicole Photography

Is it up to the groom or the bride, or both, to select a boutonniere?

I am always surprised when I am meeting with an engaged couple and the groom-to-be has a strong opinion about his boutonniere, but this does happen! I actually love it when the groom-to-be has thoughts on the look and style of flowers we use on the boutonniere. Selecting a style of boutonniere should be up to both of them, although the bride makes the decision most of the time.

posies and poms floral

What do men need to know about wearing one?

Hold really still when it is being pinned on! Pinning on these boutonnieres is not an easy task and you don’t want to be poked. Glance down at your boutonniere periodically, especially before picture taking time, to ensure it is still facing upright. Although the boutonniere is significant to the formality of the day, don’t think about it too much. After the group pictures are completed and you are at the reception, the importance of the boutonniere is practically non existent. You can dance the night away without a worry!

How should the boutonniere for the groom be different from that of the groomsmen, if that all?

Many times the grooms boutonniere will be slightly different from his groomsmen. This sets the groom apart and he will sometimes even have a flower in his boutonniere that is also in the bridal bouquet. The cohesiveness of the florals are important and it seems to make the boutonniere more sentimental and meaningful if it mimics the florals in the brides bouquet. This is not a requirement though and we often receive requests to create all of the boutonnieres to be the exact same, especially in our more casual weddings.

Contact information: Posies and Poms Floral

Here’s Genevieve’s website and you can reach her and her sister via this contact form, or:

Phone: (719) 209-3386

Email: info@posiesandpomsfloral.com

Instagram: https://www.instagram.com/posiesandpoms/

Interview with Moreau & Co wedding photography

If you follow the BE blog then you are well aware of our interest in interviewing Colorado’s most talented wedding photographers. And this past week, we chatted with Shawn and Jennifer Moreau, of Moreau & Co Photography.

Here’s what happened:

[Ryan] How would you describe your particular approach to wedding photography? What makes Moreau & Co different?

[Shawn] We specialize in candid photography. On your wedding day, that translates to a lack of photos prefaced with “can you pause there for a moment” and “okay, now pretend to be laughing”. We always tell our couples that we will never ask them to stop half way down the aisle so that we can get the perfectly posed shot. We thrive on authentic, genuine, raw emotion.

Your wedding will inevitably come with details, moments, and factors that you could potentially miss because you’re preoccupied, nervous, or overwhelmed by emotion. We make it a point to capture all of these for you and preserve them with our photography. We always take the obligatory posed family photos – but we love being a part of the moments that you’ll remember forever and those are the photos that we specialize in providing to our clients.

moreau & co wedding photography

What kinds of things can a groom do to look his best in his wedding photos? Any common mistakes that grooms are making in your experience?

Admittedly, groom’s kind of have it easy when it comes to looking good on their wedding day. That said, it all starts with good planning and preparation. Get a suit that fits nicely. Have it tailored (it makes a huge difference). And unless your photographer tells you otherwise, keep your hands out of your pockets!

When shooting, where do you find inspiration?

We’re driven by the raw emotion that comes with a wedding day – whether that be the first time he sees his beautiful bride, or when the father of the bride dances with his daughter to a sentimental song that stir memories and soon after, tears. The love that is captured in those moments can be frozen in time because we’re there, and that means the world to us.

colorado springs wedding photographer moreau & co

Letitia Frye — America’s “auctiontainer”

I’m guessing you haven’t heard the term auctiontainer before, am I right? I hadn’t either, at least not until I stumbled across Scottsdale’s Letitia Frye via an article in Modern Luxury. She has a very unique job title: Auctiontainer.

As you can imagine, this was more than enough to pique my interest and so after doing a little research on her, I learned that her unique title was a direct result of her personal style and approach to live auctioning at charity fundraisers.

I couldn’t help but to reach out and ask her a few questions. Here’s what happened:

[Ryan] You have been called America’s foremost Auctiontainer. What exactly does that mean and when did the title really start to stick?

[Letitia Frye] Funny, America’s Foremost Auctiontainer came from my client and friend Alice Cooper. We were at a soundcheck for his annual Christmas Pudding event and he saw me working the mic while warming up my chant and said it was like watching another performer. I don’t stand at a podium or use notes because I have a photographic memory so it leaves me free to roam the crowd with a handheld wireless mic and perform rather than just auction. In fact I have been known to dive off stages into the crowd like a rock star, thus the auctiontainer.

How do you prepare for an upcoming auction? Is there a method you use to better understand the audience or prepare for the unexpected?

There is so much more to prepping for one of my events than meets the eye and I tend to do more prep work than the typical auctioneer. For one, most auctioneers do many different types of auctions from real estate, livestock, cars, benefits and more. Although I did my training in a multitude of mediums in the auction industry, about 8 years ago I decided to only do benefit auctions and to specialize as a charity fundraising professional in addition to auctioneer. I volunteer for every client I work with. I have been to Haiti twice to work with orphans, I trail hospice doctors, rescue horses on the border, volunteer at various camps for kids with cancer and at risk teens, and so much more. That is the first part of the prep work and the most important so that I can become passionate about who we are working to help with the funds raised at the event. Then it’s time to analyze the event itself. The timeline, the items, the crowd demographic, the benefit of creating a customized fund a need, etc.. There is so much work that goes into this process before the actual event, the event itself is probably what I consider the icing on the cake. The fun part after all the work leading up to it.

Letitia Frye an auctiontainer

With all the auctions you’ve supported over the years, I’m sure you have some good stories. What’s one of your favorites?

I average about 107 charity auctions a year and I have seen a lot of wild and interesting things happen. One of my favorites was with Larry the Cable Guy. We were doing Alice Cooper’s golf tournament and I sell actors and musicians to play in the tournament as part of your foursome. Usually the sexy, hot beefcake type sell really high, but Larry took the cake. He actually used to auction himself and we had worked together before so I had us do kind of a tag team auction almost like a duet. The crowd was going crazy and the bids getting higher and higher. Then I jokingly told Larry he should take his shirt off and get the ladies going. I was only joking as Larry is a lovable big guy, not really your body builder type. Well he did it and the crowd was in hysterics and one woman stood up and bought him for $20,000. He sold higher than anyone else, who knew!

Meet Letitia Frye

Contact Letitia Frye:

You can learn more about Letitia Frye on her website, here. And be sure to check out her recent feature in Modern Luxury, if you haven’t already.